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Car finance made easy
The UK's leading online car finance company. Good or Bad credit? We can help!
Are you looking for a new car on finance? Perhaps you’ve been turned down for car finance in the past? Well don’t worry, here at Accept Car Credit we have a car finance / car credit deal to get you the car you’ve been dreaming of. Remember, at Accept Car Credit we don't sell cars we simply provide the car finance / car credit, giving you the freedom to choose the car of your choice from the dealer of your choice!
Bad credit history - not a problem
With over 15 years of car finance / car credit experience we've helped thousands of satisfied customers who have different degrees of past credit problems to find great car finance deals. Past problems are no bar to finding the car finance you need today! Remember, with us you can buy the car of your choice from the dealer of your choice.
No deposit car finance
Car finance / Car credit is available from £3000 to £50,000 with up to 5 years to repay and with no deposit required. The finance is secured only on the vehicle you are purchasing, NOT your home or other possessions.
Secure your car finance first
Apply now and be safe in the knowledge that you have the best car finance / car credit deal available prior to visiting dealers. With your car finance in place you are free to shop around for your car without worrying about been turned down by the dealer. Why not as us to check our used car dealer network to search thousands of great used car deals from dealers accross the UK.
Car finance made easy.
We work with over 15 car finance lenders to get you the best deal available. We then deal direct with your chosen dealer to sort out all the paper work, making getting car finance for your new car nice and easy.
Helpful Tools
Not sure about something? Try using the below tools to help.
Faq
Got a question? Why not check our frequently asked questions about car finance section.
Contact us
If you have been declined elsewhere or have complicated circumstances, why not speak to one of our advisors?
Glossary
Not sure what something means - search our car finance glossary
We can help with...
Late payments- Defaults
- Mortgage arrears
- Self employed
- No credit history
- No voters role
Fast-track applications
We aim to get you an answer on your car finance application between 2 and 24 hours and can often achieve faster. We will let you know the outcome by sms, email, telephone and letter. Nobody works harder to help you get the car finance offer you need! Click here for further details
Car finance in 4 easy steps
Click here to see how easy it is to arrange car finance with us in 4 easy steps
Apply online
Pick a car from any dealer
Sign the paper work
Drive away in your new car!
Security Information
Accept Car Credit takes security very seriously. That's why we use 128bit encryption technology to ensure that all communication between your browser and our web server is completely secure. On our application forms you should see a lock in your browser to confirm that the page is secure. We also have our pages security tested daily by hackersafe.com
Car finance news and updates
Car credit provider in breach of regulations, say...
The Office of Fair Trading (OFT) has ruled that a major car credit provider is in breach of the Consumer Credit (Advertisements) Regulations. After liaising with the OFT, car cred...
Large financier withdraws sub-prime car loans...
Welcome Car Finance, the UK’s largest financier of "sub-prime" car loans announced today that it is withdrawing funding from hundreds of independent dealerships. The company den...
Car loans can be calculated quickly with internet...
Innovative new internet tools are helping potential car loan customers to understand their car finance situation and avoid car loan scams. Internet car finance loan calculators s...
The web helps widen car finance opportunities...
Car finance is now quicker and easier than ever before to obtain with the advent of the internet, it has been recently shown. Online car loan application forms are short and simple...
Car finance customers beat credit crunch...
The availability of competitive car finance arrangements has seen a surge in car sales, bucking the current market trend. The 'credit crunch' has generally seen a souring of consum...
It may not be exciting, but finding the right car...
Finding the right car is the easy part – and the fun part. While discovering your dream vehicle may be the main appeal in purchasing a new car, securing the right car credit option...
© Accept Car Credit 2000 - 2008 All Rights Reserved. Accept Car Credit is a trading name of Auto Credit Finance Ltd which is an Appointed Representative of ITC Compliance Ltd who are regulated by the Financial Services Authority . Accept Car Credit have no control over, or responsibility for, the pages that can be accessed from the links on this page, or to where any subsequent links may take you. Registered office Birkby House, Brighouse, West Yorkshire, HD6 4EN. Registered company number 2896907.
Typical APR 28.7%