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Our online car finance application process is a simple 4 step approach from a simple application to driving away in your new car.

Accept Car Credit is a near-prime/subprime car finance lender that will lend on cars and light commercials up to 8 years old.

As a responsible lender, we do require a minimum 20% deposit and will only lend the trade value of the vehicle.
To qualify you must PASS all the criteria below, please do not apply unless you can say YES to all of the following:

Become part of our solution!

We are a Direct Lender

IMPORTANT Credit is subject to status, affordability and credit check

We are registered in England and Wales under company number 05264401.

Our registered office is at:
Accept Car Credit Limited, 2 Longroyde Close, Rastrick, Brighouse, West Yorkshire HD6 3UR
Accept Car Credit Limited is fully authorised by the Financial Conduct Authority from 3rd May 2016 - number FRN711589

Representative APR:29.9%

Loan Amount:£5,000

Loan Term:48 months

48 Monthly Repayments:£168.75

Annual Rate of Interest:29.9%

Total Amount Payable:£8,200

Suggested Representative
APR Example

29.9%

£5,000

48 months

£168.75

29.9%

£8,200